Be Sure Not Just Insured

Insurance Products Bidhaa za Bima

Comprehensive Cover for Every Need Bima Kamili kwa Kila Haja

Explore our full range of insurance products, from personal motor and health cover to complex commercial and marine risks.

Chunguza bidhaa zetu zote za bima, kuanzia gari na afya hadi hatari za kibiashara na baharini.

Corporate General Bima za Kampuni

Corporate Kampuni

Marine & Transit Bahari na Usafirishaji

Protection for goods, cargo, and freight in transit by road, sea, rail, or air, domestically and internationally. Ulinzi kwa bidhaa, mizigo, na mzigo unaosafirishwa kwa barabara, bahari, reli, au hewa, ndani ya nchi na kimataifa.

  • Import and export cargo cover Bima ya mizigo ya uingizaji na uuzaji nje
  • Open cover and specific voyage policies Sera wazi na za safari maalum
  • Land transit and inland marine extension Upanuzi wa usafirishaji wa nchi kavu na bahari ya ndani
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Corporate Kampuni

Contractors' All Risks Hatari Zote za Wakandarasi

Covers construction projects, plant and machinery, and third-party liability for contractors and project owners on site. Inashughulikia miradi ya ujenzi, mitambo na mashine, na wajibu kwa watu wengine kwa wakandarasi na wamiliki wa miradi kwenye eneo la kazi.

  • Works under construction cover Bima ya kazi zinazojengwa
  • Plant, equipment, and machinery Mitambo, vifaa, na mashine
  • Third-party bodily injury and property damage Majeruhi ya watu wengine na uharibifu wa mali
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Corporate Kampuni

Fire & Allied Perils Moto na Hatari Zinazohusiana

Protects commercial buildings, stock, plant, and machinery against fire, lightning, explosion, and allied perils. Inalinda majengo ya biashara, hifadhi, mimea, na mashine dhidi ya moto, umeme, mlipuko, na hatari zinazohusiana.

  • Buildings and contents cover Bima ya majengo na yaliyomo
  • Stock and machinery protection Ulinzi wa hifadhi na mashine
  • Business interruption extension available Upanuzi wa kukatizwa kwa biashara unapatikana
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Corporate Kampuni

Engineering Insurance Bima ya Uhandisi

Cover for plant, machinery, boilers, and electronic equipment against sudden and unforeseen mechanical or electrical breakdown. Bima kwa mimea, mashine, boilers, na vifaa vya kielektroniki dhidi ya kuharibika kwa ghafla na kusiotarajiwa kwa mitambo au umeme.

  • Machinery breakdown cover Bima ya kuharibika kwa mashine
  • Boiler and pressure vessel insurance Bima ya boiler na chombo cha shinikizo
  • Electronic equipment all-risks Hatari zote za vifaa vya kielektroniki
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Liability & Financial Wajibu na Fedha

Liability Wajibu

Professional Indemnity Fidia ya Kitaalamu

Protects professionals and consultants against claims arising from negligence, errors, omissions, or breach of professional duty. Inalinda wataalamu na washauri dhidi ya madai yanayotokana na uzembe, makosa, mapungufu, au ukiukaji wa wajibu wa kitaalamu.

  • Architects, engineers, lawyers, accountants Wasanifu, wahandisi, mawakili, wahasibu
  • Retroactive coverage available Bima ya nyuma inapatikana
  • Legal defence costs included Gharama za utetezi wa kisheria zimejumuishwa
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Liability Wajibu

Public Liability Wajibu wa Umma

Covers businesses against legal liability for bodily injury or property damage caused to third parties during operations. Inashughulikia biashara dhidi ya wajibu wa kisheria kwa jeraha la mwili au uharibifu wa mali unaosababishwa kwa watu wengine wakati wa shughuli.

  • Third-party bodily injury cover Bima ya jeraha la mwili la mtu wa tatu
  • Third-party property damage Uharibifu wa mali ya mtu wa tatu
  • Products liability extension available Upanuzi wa wajibu wa bidhaa unapatikana
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Liability Wajibu

Fidelity Guarantee Dhamana ya Uaminifu

Indemnifies employers against financial loss resulting from dishonest or fraudulent acts by employees in positions of trust. Inalipa fidia kwa waajiri dhidi ya hasara ya fedha inayotokana na vitendo vya udanganyifu au ulaghai na wafanyakazi wenye nafasi za uaminifu.

  • Individual and blanket bond options Chaguo za dhamana za mtu binafsi na za pamoja
  • Cash handling and treasury staff cover Bima ya wafanyakazi wa kushughulikia pesa na hazina
  • Financial institution fidelity bonds Dhamana za uaminifu za taasisi za fedha
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Liability Wajibu

Directors & Officers Wakurugenzi na Maafisa

Protects directors and senior officers against personal liability for wrongful acts committed in their managerial capacity. Inalinda wakurugenzi na maafisa wakuu dhidi ya wajibu wa kibinafsi kwa matendo ya makosa yaliyofanywa katika uwezo wao wa usimamizi.

  • Personal asset protection for directors Ulinzi wa mali za kibinafsi kwa wakurugenzi
  • Defence costs and settlements Gharama za utetezi na makubaliano
  • Corporate reimbursement coverage Bima ya kulipwa tena kwa kampuni
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Employee Benefits Manufaa ya Wafanyakazi

Benefits Manufaa

Group Medical Insurance Bima ya Afya ya Kikundi

Comprehensive health cover for employees and their dependants, including inpatient, outpatient, dental, and optical benefits. Bima kamili ya afya kwa wafanyakazi na wategemezi wao, ikijumuisha faida za kulazwa, za nje, za meno, na za macho.

  • Inpatient, outpatient, and maternity care Huduma za kulazwa, za nje, na uzazi
  • Dependant cover (spouse and children) Bima ya wategemezi (mwenzi na watoto)
  • Dental and optical extension available Upanuzi wa meno na macho unapatikana
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Benefits Manufaa

WIBA WIBA

Work Injury Benefits Act cover providing statutory compensation to employees injured or killed in the course of employment. Bima ya WIBA inatolewa kwa mujibu wa sheria; inalipa fidia kwa wafanyakazi walioumia au kupoteza maisha wakati wa kufanya kazi.

  • Death and permanent disablement benefit Faida ya kifo na ulemavu wa kudumu
  • Temporary total disablement income Mapato ya ulemavu wa muda mfupi kamili
  • Medical expenses for work injuries Gharama za matibabu kwa majeraha ya kazi
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Benefits Manufaa

Group Life Insurance Bima ya Maisha ya Kikundi

Provides a lump-sum benefit to the families of employees who die while in service, offering peace of mind at low group rates. Inalipa pesa nyingi kwa familia ya mfanyakazi anayefariki wakiwa kazini; amani ya akili kwa kampuni nzima kwa gharama nafuu.

  • Death in service lump-sum benefit Faida ya mkupuo ya kifo wakiwa kazini
  • Accidental death and disability extension Upanuzi wa kifo cha ajali na ulemavu
  • Low group premium rates Viwango vya chini vya malipo ya kikundi
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Personal Covers Bima za Kibinafsi

Personal Kibinafsi

Motor Insurance Bima ya Gari

Cover for private cars, commercial vehicles, and motorcycles against accidents, theft, fire, and third-party liability. Bima kwa magari ya kibinafsi, magari ya biashara, na pikipiki dhidi ya ajali, wizi, moto, na wajibu kwa watu wengine.

  • Comprehensive and Third-Party options Chaguo za Kamili na za Mtu wa Tatu
  • Private, fleet, and motorcycle cover Gari binafsi, msafara, na pikipiki
  • Windscreen, accessories, and medical extension Kioo cha mbele, vifaa, na upanuzi wa matibabu
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Personal Kibinafsi

Domestic Package Kifurushi cha Nyumbani

All-in-one home protection covering building, contents, personal liability, and domestic employees under one policy. Ulinzi kamili wa nyumba yako, unaofunika jengo, vitu ndani ya nyumba, wajibu wa kibinafsi, na wafanyakazi wa nyumbani, vyote chini ya sera moja.

  • Building and contents cover Bima ya jengo na vifaa
  • Personal liability protection Ulinzi wa wajibu wa kibinafsi
  • Domestic employee WIBA inclusion Kujumuisha WIBA kwa wafanyakazi wa nyumbani
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Personal Kibinafsi

Medical Insurance Bima ya Afya

Individual health cover providing access to inpatient, outpatient, and maternity care at approved facilities across Tanzania. Bima ya afya ya mtu binafsi inayotoa upatikanaji wa huduma za kulazwa, za nje, na uzazi katika vituo vilivyoidhinishwa Tanzania nzima.

  • Inpatient and outpatient care Huduma za kulazwa na za nje
  • Maternity and newborn cover Bima ya uzazi na watoto wachanga
  • Access to local and regional hospitals Upatikanaji wa hospitali za ndani na za kikanda
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Not sure which cover you need?

Our brokers will assess your situation and recommend the right products at the best available rates.

Wataalamu wetu wa bima watakusaidia kuchagua bima inayofaa kwa bei nzuri zaidi.