Comprehensive Cover for Every NeedBima Kamili kwa Kila Haja
Explore our full range of insurance products, from personal motor and health cover to complex commercial and marine risks.
Chunguza bidhaa zetu zote za bima, kuanzia gari na afya hadi hatari za kibiashara na baharini.
Corporate GeneralBima za Kampuni
CorporateKampuni
Marine & TransitBahari na Usafirishaji
Protection for goods, cargo, and freight in transit by road, sea, rail, or air, domestically and internationally.Ulinzi kwa bidhaa, mizigo, na mzigo unaosafirishwa kwa barabara, bahari, reli, au hewa, ndani ya nchi na kimataifa.
Import and export cargo coverBima ya mizigo ya uingizaji na uuzaji nje
Open cover and specific voyage policiesSera wazi na za safari maalum
Land transit and inland marine extensionUpanuzi wa usafirishaji wa nchi kavu na bahari ya ndani
Covers construction projects, plant and machinery, and third-party liability for contractors and project owners on site.Inashughulikia miradi ya ujenzi, mitambo na mashine, na wajibu kwa watu wengine kwa wakandarasi na wamiliki wa miradi kwenye eneo la kazi.
Works under construction coverBima ya kazi zinazojengwa
Plant, equipment, and machineryMitambo, vifaa, na mashine
Third-party bodily injury and property damageMajeruhi ya watu wengine na uharibifu wa mali
Protects commercial buildings, stock, plant, and machinery against fire, lightning, explosion, and allied perils.Inalinda majengo ya biashara, hifadhi, mimea, na mashine dhidi ya moto, umeme, mlipuko, na hatari zinazohusiana.
Buildings and contents coverBima ya majengo na yaliyomo
Stock and machinery protectionUlinzi wa hifadhi na mashine
Business interruption extension availableUpanuzi wa kukatizwa kwa biashara unapatikana
Cover for plant, machinery, boilers, and electronic equipment against sudden and unforeseen mechanical or electrical breakdown.Bima kwa mimea, mashine, boilers, na vifaa vya kielektroniki dhidi ya kuharibika kwa ghafla na kusiotarajiwa kwa mitambo au umeme.
Machinery breakdown coverBima ya kuharibika kwa mashine
Boiler and pressure vessel insuranceBima ya boiler na chombo cha shinikizo
Electronic equipment all-risksHatari zote za vifaa vya kielektroniki
Protects professionals and consultants against claims arising from negligence, errors, omissions, or breach of professional duty.Inalinda wataalamu na washauri dhidi ya madai yanayotokana na uzembe, makosa, mapungufu, au ukiukaji wa wajibu wa kitaalamu.
Covers businesses against legal liability for bodily injury or property damage caused to third parties during operations.Inashughulikia biashara dhidi ya wajibu wa kisheria kwa jeraha la mwili au uharibifu wa mali unaosababishwa kwa watu wengine wakati wa shughuli.
Third-party bodily injury coverBima ya jeraha la mwili la mtu wa tatu
Third-party property damageUharibifu wa mali ya mtu wa tatu
Products liability extension availableUpanuzi wa wajibu wa bidhaa unapatikana
Indemnifies employers against financial loss resulting from dishonest or fraudulent acts by employees in positions of trust.Inalipa fidia kwa waajiri dhidi ya hasara ya fedha inayotokana na vitendo vya udanganyifu au ulaghai na wafanyakazi wenye nafasi za uaminifu.
Individual and blanket bond optionsChaguo za dhamana za mtu binafsi na za pamoja
Cash handling and treasury staff coverBima ya wafanyakazi wa kushughulikia pesa na hazina
Financial institution fidelity bondsDhamana za uaminifu za taasisi za fedha
Protects directors and senior officers against personal liability for wrongful acts committed in their managerial capacity.Inalinda wakurugenzi na maafisa wakuu dhidi ya wajibu wa kibinafsi kwa matendo ya makosa yaliyofanywa katika uwezo wao wa usimamizi.
Personal asset protection for directorsUlinzi wa mali za kibinafsi kwa wakurugenzi
Defence costs and settlementsGharama za utetezi na makubaliano
Corporate reimbursement coverageBima ya kulipwa tena kwa kampuni
Comprehensive health cover for employees and their dependants, including inpatient, outpatient, dental, and optical benefits.Bima kamili ya afya kwa wafanyakazi na wategemezi wao, ikijumuisha faida za kulazwa, za nje, za meno, na za macho.
Inpatient, outpatient, and maternity careHuduma za kulazwa, za nje, na uzazi
Dependant cover (spouse and children)Bima ya wategemezi (mwenzi na watoto)
Dental and optical extension availableUpanuzi wa meno na macho unapatikana
Work Injury Benefits Act cover providing statutory compensation to employees injured or killed in the course of employment.Bima ya WIBA inatolewa kwa mujibu wa sheria; inalipa fidia kwa wafanyakazi walioumia au kupoteza maisha wakati wa kufanya kazi.
Death and permanent disablement benefitFaida ya kifo na ulemavu wa kudumu
Temporary total disablement incomeMapato ya ulemavu wa muda mfupi kamili
Medical expenses for work injuriesGharama za matibabu kwa majeraha ya kazi
Provides a lump-sum benefit to the families of employees who die while in service, offering peace of mind at low group rates.Inalipa pesa nyingi kwa familia ya mfanyakazi anayefariki wakiwa kazini; amani ya akili kwa kampuni nzima kwa gharama nafuu.
Death in service lump-sum benefitFaida ya mkupuo ya kifo wakiwa kazini
Accidental death and disability extensionUpanuzi wa kifo cha ajali na ulemavu
Low group premium ratesViwango vya chini vya malipo ya kikundi
Cover for private cars, commercial vehicles, and motorcycles against accidents, theft, fire, and third-party liability.Bima kwa magari ya kibinafsi, magari ya biashara, na pikipiki dhidi ya ajali, wizi, moto, na wajibu kwa watu wengine.
Comprehensive and Third-Party optionsChaguo za Kamili na za Mtu wa Tatu
Private, fleet, and motorcycle coverGari binafsi, msafara, na pikipiki
Windscreen, accessories, and medical extensionKioo cha mbele, vifaa, na upanuzi wa matibabu
All-in-one home protection covering building, contents, personal liability, and domestic employees under one policy.Ulinzi kamili wa nyumba yako, unaofunika jengo, vitu ndani ya nyumba, wajibu wa kibinafsi, na wafanyakazi wa nyumbani, vyote chini ya sera moja.
Building and contents coverBima ya jengo na vifaa
Personal liability protectionUlinzi wa wajibu wa kibinafsi
Domestic employee WIBA inclusionKujumuisha WIBA kwa wafanyakazi wa nyumbani
Individual health cover providing access to inpatient, outpatient, and maternity care at approved facilities across Tanzania.Bima ya afya ya mtu binafsi inayotoa upatikanaji wa huduma za kulazwa, za nje, na uzazi katika vituo vilivyoidhinishwa Tanzania nzima.
Inpatient and outpatient careHuduma za kulazwa na za nje
Maternity and newborn coverBima ya uzazi na watoto wachanga
Access to local and regional hospitalsUpatikanaji wa hospitali za ndani na za kikanda